Medicare Advantage Plans
Medicare Advantage plans combine your hospital, medical, and often prescription coverage into one plan. At Capstone Insurance and Financial Group, we help you explore your options so you can choose a plan that works with your providers, medications, and budget.
Medicare Advantage is an all-in-one alternative to Original Medicare.
Also known as Medicare Part C, Medicare Advantage plans are offered by private insurance companies approved by Medicare. These plans include all the benefits of Original Medicare (Parts A and B) and often add extras like vision, dental, hearing, and prescription coverage.
Every plan is different, and benefits vary by location and insurance carrier. We’ll help you compare what’s available in your area and find a plan that fits your needs.
All-in-One Coverage in a Single Plan
Medicare Advantage rolls hospital, doctor, and drug coverage into one easy-to-manage plan—with extras like dental, vision, and hearing often included.
Local Plans, Local Networks
We help you review which doctors and hospitals are in-network, so you can keep your preferred providers whenever possible.
Support During Enrollment and Beyond
From comparing benefits to completing applications, we walk you through every step and review your plan annually to ensure it still works for you.
Frequently Asked Questions
What is the difference between Medicare Advantage and Original Medicare?
Medicare Advantage replaces Original Medicare and is offered by private insurance companies. It often includes added benefits like dental and vision.
Can I switch back to Original Medicare later?
Yes, but there are specific times during the year when you can make that change. We’ll help you understand your options.
Do all Medicare Advantage plans include prescription drug coverage?
Most do, but not all. We help you choose a plan that includes the medications you need.
Will I still pay a Part B premium with Medicare Advantage?
Yes, you must continue to pay your Part B premium, even if you're enrolled in a Medicare Advantage plan.
Is Medicare Advantage available everywhere?
Availability depends on your ZIP code. We help you explore what plans are offered in your area.
More Benefits, One Simple Plan
We’ll help you compare your options and make the switch with confidence.
Let us guide you through Medicare Advantage and find a plan that works for your life, your providers, and your budget.