Homeowners Insurance

Your home is one of your most important investments—make sure it’s properly protected. At Capstone Insurance and Financial Group, we help you find the right coverage for your home, budget, and peace of mind.

Home insurance should protect more than just your house.

Homeowners insurance covers more than just your structure—it also protects your belongings, your liability, and your financial stability in case of disaster, theft, or accidents.


We work with trusted insurance carriers to find policies that fit your property type, risk factors, and needs in Mississippi. Whether you're buying your first home, refinancing, or reviewing your current policy, we’ll help you get coverage that truly protects you.

Protect Your Home and What’s Inside

We help you cover your house, your belongings, and your liability so you’re prepared for the unexpected.

Customize Coverage to Fit Your Property

From deductibles to dwelling limits, we tailor your policy based on your home’s size, location, and value.

Get Help From a Local Insurance Advisor

We know Mississippi homes—and we’re here with personal support, not call center scripts.

Frequently Asked Questions

  • What does a homeowners insurance policy cover?

    Most policies cover the structure, personal belongings, liability, and loss of use if your home becomes unlivable.

  • Does my policy cover flooding or earthquakes?

    Standard policies do not include flood or earthquake damage. We’ll help you add the protection you need.

  • How much coverage do I really need?

    We help you determine the right amount based on your home’s replacement cost, not just market value.

  • Can I get discounts on my premium?

    Yes. Bundling policies, having a security system, or going claims-free can help reduce your cost.

  • What if I make renovations or improvements?

    We recommend updating your policy anytime you make major changes. We’re happy to review it with you.

Protect What You’ve Built

Let’s find homeowners coverage that gives you peace of mind.

We’ll help you understand your options and choose the policy that protects your home and everything that makes it yours.