Approaching Summer: A Call to Protect Your Skin
As summer approaches and we find ourselves spending more time outdoors, the importance of protecting our skin from the increased sun exposure becomes evident. For those over 65, the concern about skin cancer is particularly pressing. While skin cancer is common, early detection significantly improves outcomes. Fortunately, Medicare provides coverage for many essential detection and treatment services, giving peace of mind and access to care during these sunny months.
Medicare Coverage for Skin Cancer Screenings
- Medicare covers medically necessary services for skin cancer detection and treatment, including doctor visits, biopsies, and related treatments if there's a suspected case.
- Cost-sharing applies — typically, patients pay a portion after meeting their deductible.
- Preventive care discussions are included in the annual wellness visit, a great opportunity to address any skin concerns with your healthcare provider.
Caveats and Considerations
- Routine full-body skin exams are not covered unless a doctor identifies a suspicious lesion, making self-checks and reporting changes to a physician crucial.
- Cosmetic procedures such as the removal of benign moles or skin tags are not covered under Medicare.
- While Original Medicare does not cover sunscreen or preventive skincare products, some Medicare Advantage plans might offer additional benefits, therefore, checking your plan’s details is advisable.
- Experimental or non-FDA-approved treatments are excluded from Medicare coverage.
Stay Proactive about Skin Health
With skin cancer detection and treatment forming a crucial part of health care, it is vital to remain proactive. Engage with your annual wellness visit and vigilantly track any changes in your skin. For specific coverage details, consider contacting a Medicare advisor or your plan provider to fully understand what is included in your plan. Protecting your skin is taking a step toward safeguarding your health as summer sun awaits us all.